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FOR ADVISOR USE ONLY

Information accessible within the Advisor Resource Centre is intended strictly for Advisors. The information is provided for general information purposes only and should not be considered investment or tax advice to any party. Investors and individuals considering investing should seek the advice of professionals to ensure that any action taken with respect to this information is appropriate to their specific situation.

GIF Select IncomePlus, InvestmentPlus, EstatePlus

Any amount that is allocated to a segregated fund is invested at the risk of the contractholder and may increase or decrease in value.

InvestmentPlus and EstatePlus are trademarks and GIF Select IncomePlus is a registered service mark and trademark of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial Corporation.

The Manufacturers Life Insurance Company (Manulife Financial) is the issuer of the Manulife GIF Select insurance contract which offers the IncomePlus, EstatePlus and InvestmentPlus Series and the guarantor of any guarantee provisions therein.

Simplicity

All Manulife Simplicity Portfolios are designed to target a specific risk/return profile for each of the risk tolerance categories. However, the underlying investments and fees will differ between the mutual fund and segregated fund versions of a portfolio within a risk category. As a result, the performance of the corresponding mutual fund and the segregated fund portfolios will vary.

Simplicity is a trademark of The Manufacturers Life Insurance Company (Manulife Financial) identifying the Manulife Simplicity Portfolios offered by Manulife Mutual Funds, a division of Elliott& Page Limited and the Manulife Simplicity Portfolios available in contracts containing Manulife segregated funds offered by The Manufacturers Life Insurance Company.

i-Watch

i-Watch is a registered trademark of The Manufacturers Life Insurance Company.

Manulife Mutual Funds

Manulife Funds and Manulife Corporate Classes are managed by Manulife Mutual Funds, a division of Elliott & Page Limited.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Investment returns are not guaranteed, their values change frequently and past performance may not be repeated.

Manulife Financial / Manulife Investments / Manulife Mutual Funds

The Manufacturers Life Insurance Company is the issuer of insurance contracts containing Manulife segregated funds and the guarantor of any guarantee provisions.

Manulife Investments is the brand name identifying the personal wealth management lines of business offered by Manulife Financial (The Manufacturers Life Insurance Company) and its subsidiaries in Canada. Manulife and the block design are registered service marks and trademarks of The Manufacturers Life Insurance Company and are used by it and its affiliates including Manulife Financial.