IncomePlus » Retirement Challenges » Volatile Markets

The value of IncomePlus in turbulent times

Any time there is market volatility it causes investors to feel uneasy. But those who have invested in GIF Select IncomePlus from Manulife Investments can rest assured that their retirement income is guaranteed, regardless of how the markets perform.

Here’s why…

Guarantees

With IncomePlus your income is protected from market downturns. IncomePlus’ guaranteed lifetime income means that investors receive guaranteed retirement income for life.

Income bonuses

Even in volatile market conditions, IncomePlus investors benefit from a five per cent annual income bonus on their guaranteed income any year they don’t make a withdrawal¹. That means investors can better plan for retirement knowing that their guaranteed income for life can increase each year regardless of market conditions.

Growth potential

IncomePlus offers a broad selection of industry leading funds to choose from, allowing access to all the growth potential of the markets. In times of market growth, investors benefit from automatic resets every three years, which can lock in higher guaranteed amounts and increase income levels.

The strength and stability of Manulife

Built on a foundation of strong, reliable, trustworthy and forward–thinking solutions, Manulife Financial is one of the largest life insurance companies in Canada and a leading financial services company in North America.

Manulife Investments is a leading provider of financial and investment solutions to Canadians. With more than $41.5 billion in funds under management², Manulife Investments leverages its strong Canadian roots and the growing global presence of Manulife Financial to provide financial services designed for your future.

Exceeding the withdrawal thresholds and/or withdrawals taken prior to the Election of LWA (Lifetime Withdrawal Amount) may have a negative impact on future income payments. The LWA becomes available for election on January 1st of the year the annuitant or the younger of the annuitant and the Joint Life (if applicable) turns age 55. Other conditions may apply.